A recording fee is charged by a government agency for registering or recording a real estate purchase or sale, so that it becomes a matter of public record. Making public record of real estate transactions ensures that the public is able to determine who owns various properties. These public records also make it possible for title insurers to search the records on a property and see the progression of ownership of a particular parcel. Recording fees are generally charged by the county (such as in the United States), since it maintains records of all property purchases and sales. The recording fee varies from county to county.
Recording fees are often part of the closing costs of a mortgage. The recording of your mortgage is the last thing done to complete the process making it part of the public records. You will see this fee under Government Recording and Transfer Charges on the Good Faith Estimate and your closing statement.